The hottest mortgages? They pay you Lenders have rolled out reverse mortgages with larger payouts and lower fees, giving older Americans new ways to take advantage of their home equity. But the options can be confusing. It may sound hard to believe, but one part of the mortgage market is hot: reverse mortgages. That's giving older homeowners more options to tap the equity in their homes but also opening the door to more confusion and mistakes. Only a year ago, homeowners interested in reverse mortgages had little to choose from beyond the plain-vanilla government-backed products that have long dominated the market. Such mortgages essentially allow homeowners at least 62 years old to sell a large chunk of their home equity back to a bank or another lender in exchange for a lump sum, monthly payments or a line of credit. Calculator: How much home equity will you have in 5 years? False Alarms In the past five years, there have been more than 35,000 false alarms in the City. Last year alone, Greenville Police responded to 6,885 false alarms, which comprises approximately 10% of the total number of calls to the Police and more than 1,100 manpower hours. Those are hours that could have been spent patrolling neighborhoods or serving the public in other ways. The City Council, in an effort to reduce the number of false alarms, passed an ordinance requiring anyone with an alarm (businesses and residences) to have a permit. The new law also spells out fines for false alarms and stiff penalties for those who do not have a permit. Alarm Ordinance Highlights Required registration of all burglar alarm systems that summon the Greenville Police Department through a monitoring service. Initial registration fee is $15. Annual registration renewal fee is $5. Failure to register could result in a $200 fine for your first false alarm. False alarm fines begin on the second (2nd) false alarm for registered systems. A permit is valid for 12 months from the date of issuance. Schedule of Fines: 1st false alarm: Fine is waived In addition to the foregoing fines, an additional civil penalty for false alarms from a non-permitted alarm system is $200. In addition to the imposition of civil penalties, the eighth false alarm response in a permit year shall result in a suspension of the alarm permit. The counting of false alarms starts over with each permit renewal. Continue…. 8 tips for pricing your home in a buyer's market Getting ready to sell? The more you know about conditions in your local market, the better your chances of getting the best possible price for your home. It's tough being the seller in a buyer's market. But you can improve your odds with the right research. In many cases, making a smart deal and getting the best price come down to studying your market and being an educated seller. "You've got to know more than you would have if you'd sold a year ago," says William Poorvu, professor emeritus at Harvard Business School. If you want to protect yourself, you have to become knowledgeable." 1. Recognize that housing markets are local. Home prices are like the weather -- very different in different areas. Search for Pitt Greenville Real Estate @ www.tr-realestate.com or call TR. Rauf @ 252-347-4744 and get listing for houses and commercial properties via email. If you are interested in buying investment properties please call me and I will send you the listings. About Greenville The Greenville (Pitt County) MSA is the commercial, educational, medical, and cultural center of Eastern North Carolina. As a university community with a strong business/manufacturing base, the area is characterized by an expanding, highly productive, multi-skilled labor force, a diversified economic base, a low cost of living, an excellent educational system, a large regional health care complex, abundant cultural and recreational opportunities, financially sound, progressive, and pro-business local government, and a mild climate. The quality of the business environment and the quality of life are reflections of the caliber of the people who have chosen to live, serve, work, raise families, or retire here, combining the hardiness and charm of Southerners with the vitality of new ideas brought by newcomers from around the world. Whether they are residents of Ayden, Bethel, Farmville, Grifton, or Greenville, the people of Pitt County fulfill the expectations of their employers, their communities, and their fellow citizens. We offer this collection of information as an introduction to the communities of Pitt County on behalf of the people who have made them and extend their invitation to you to become a part of a positive experience. For Additional Information or Assistance Contact: Century 21 TRG 252-347-4744 Search for Pitt Greenville Real Estate @ www.tr-realestate.com or call TR. Rauf @ 252-347-4744 and get listing for houses and commercial properties via email. If you are interested in buying investment properties please call me and I will send you the listings. Please do not forget to visit my website to buy or sell real estate. Chief Executive magazine has rated North Carolina the third-best state for business, it said Tuesdays. The magazine said the state ranked high on its survey of CEOs, who praised what they said is a low-tax, lightly regulated business climate and a top-notch living environment. Pitt County Goes Global with High-Tech Manufacturing Base While no local economy is recession-proof‚ Greenville-Pitt County’s economy may come close‚ thanks to international influence and a healthy mix of traditional and cutting-edge manufacturing such as bioprocessing. “There was a time when our client base was virtually all domestic. Now it’s almost a 50-50 split between international and domestic‚” says Wanda E. Yuhas‚ executive director of the Pitt County Development Commission. “We still have a lot of manufacturers‚ but we are seeing differences in the kinds of manufacturers.” About Our City of Washington, NC Our city of approximately 10,000 residents is located in northeastern North Carolina on the beautiful Pamlico River. We are proud to have been the first city in America to be named for General George Washington, the future first president of the United States. In its infancy, Washington was a regional shipping center because of its strategic location at the junction of inland and coastal rivers. The shipping heritage is evident in some waterfront commercial buildings from that era. The architecture in the large residential and commercial Historic District captures later phases of Washington's history and development. Main Street in Washington's Historic Downtown is flanked by 19th & early 20th century commercial buildings punctuated with ornate brickwork. Recent renovations to the waterfront provide a stronger connection between Washington's unique features— its scenic water venue and its quaint Historic District — as the city and the community chart the course for a prosperous and vital future. Washington-NC.com is the official website of City of Washington municipal government. If you are looking for more information about our community, we invite you to explore other local websites listed on our Links of Interest page. Communities across the country may be singing the blues over a lagging housing market‚ but in Greenville the tune remains “Home‚ Sweet Home.” With a healthy‚ stable economy and the promise of more growth to come‚ the area is enjoying a flourishing residential real estate market that promises to stay just that way for the foreseeable future. Welcome to the Urban Development Division of the City of Greenville in Pitt County. The Urban Development Division assists with the City's historic preservation and center city revitalization programs. The City of Greenville is a hub of commerce, health services, education, and culture for Eastern North Carolina. Likewise, Greenville’s Uptown central business district is an anchor for Greenville’s neighborhoods and suburbs. As a city, we understand that in the new economy regions are vulnerable without diverse, dynamic, and livable centers. The City's preservation and redevelopment initiatives compliment public-private initiatives led by East Carolina University, regional economic development partners, and local business leaders to upgrade infrastructure; attract dynamic business firms to Greenville and surrounding areas; and train and retain the region's high-quality workforce. The Urban Development Division encourages Center City revitalization by supporting redevelopment projects; by protecting and promoting Greenville's architectural and cultural heritage; and by encouraging the development of affordable housing using historic and low-income tax credits. The division provides staff support to the Redevelopment Commission and the Historic Preservation Commission. The Crystal Coast offers ocean-lovers pristine beaches at Fort Macon State Park and deep-sea fishing charters with the world's largest Gulf Stream fishing fleet. The N.C. Aquarium features encounters with sea creatures in their natural habitat. In the quaint seaport town of Beaufort, enjoy waterfront shopping and dining. The N.C. Maritime Museum interprets North Carolina's multi-faceted historical alliances with the sea. Goose Creek State Park is located along the placid banks of the Pamlico River. Encompassing 1,400 acres of pristine river wetlands, the park is the perfect setting for camping, hiking, boating, or an afternoon picnic. Continue… New Listing of houses for Buyers Looking for a house in Greenville, NC (Pitt County). I have two beautiful listings coming in the market. First one located in exclusive gated neighbor hood of Parmar Place in Bedford subdivision with over 3100 sqft. Second one is in Manchester Subdivision, with tropical look and a great curb appeal. This listing is one story house with approximately 1632 sqft. Please call me at 252-347-4744 to find the details. For other great listings please go to my website @ www.tr-realestate.com. If you are interested in the upcoming events in Greenville, Pitt County please see link below. Residential, Commercial and Investors, search for your properties via my website. Go to the Choice Listing tab and select listings for Pitt County and Surrounding areas. Mortgage Rates are the lowest seen this year, but banks are checking the credit very carefully. Please call or email me if you need rates or would like to see what amount you can qualify for? Looking forward to working with you! Real Estate still is best investment, and Greenville, NC has shown the growth in population and economic sectors to secure your investment for years to come. Pitt County Schools NEWS (Greenville, NC) Schools) November 19, 2007 In keeping with the Board of Education’s commitment to keep the community informed, the following DRAFT Student Assignment Plans for implementation in the fall of 2008 are shared for public comment at this time: · Recommendation for Populating Ridgewood Elementary School Public Comments on Objectives will be received in the Administrative Office From November 19- December 3, 2007. Input may be provided in the following ways: About Greenville Greenville and Pitt County are located in the north central coastal plain region of Eastern North Carolina, approximately 85 miles east of Raleigh, the capital city of North Carolina. Greenville is approximately 87 miles west of the Atlantic Ocean and approximately 265 miles south of our nation's capital, Washington, DC. Pitt County consists of 646 square miles of agricultural land. The highest elevation point in Pitt County is 126.4 feet above sea level, in the northwest part of the county. Pitt County has a population of 133,798, and the City of Greenville has a population of 72,233. The cost of living for Greenville is 94.9% as per the 2002 Second Quarter ACCRA Survey. Pitt County has a relatively mild climate and experiences all four seasons each year. The average summer temperature is 84oF while the average winter temperature is 44o F. The average yearly rainfall for Pitt County is approximately 48.24 inches. Thank you for visiting my website. You have arrived at my web page because all your real estate needs can be full-filled at my "one stop shop including buying or selling houses, land and commerical properties". My brokerage services include selling your house, finding you a new house, relocation if needed and financing. With this brokerage you will eliminate explaining yourself again and again to different companies for the same services. Through my website You can search for current listings with MLS system, also have listings for investors and commercial oppertunities. I services following Counties and Cities: Pitt County - Greenville, Winterville, Bell Arthur, Farmville, Bethel, Old Sparta, Pinetops, Grimesland, Ayden, Chicod, Grifton, Fountain, Pactolus. Beaufort County - Washington, Bath, Belhaven, Aurora, Chocowinity, Cypress Landing. Green County, Martin County, Cravan County, Edgecombe County, Dare County. TR. Rauf, Realtor / Broker / e-Pro CENTURY 21 The Realty Group Greenville, NC 27858 (252)-347-4744 DIRECT (252)-355-8001 Fax
2nd false alarm: $25
3rd and 4th false alarms: $50 each
5th and 6th false alarms: $100 each
7th and 8th false alarms: $200 each
9th and above false alarms: $400 eachBy Dana Dratch, Bankrate.com
Please do not forget to visit my website to buy or sell real estate @ www.tr-realestate.com
TR. Rauf
North Carolina Named Third-Best State for Business
Draft Student Assignment Plans
502 Red Banks Road, Suite A
Email: tr@tr-realestate.com
